Do you feel stuck in a financial rut? Have you spent years or even decades working hard with nothing to show for it? That has been my story since graduating from university in 2008 with a bog standard degree and during a major financial downturn. You could say it’s a similar to what economists think think might happen with Covid-19. Consequently it’s important to ask the question why financial freedom?
Financial freedom ultimately means that your financial situation is such that you are not enslaved because of debt, you have more than enough to meet your needs and are not just making ends meet. Ultimately the amount of money you need on a month-to-month basis to achieve financial freedom is unique to your own lifestyle choices.
Do you feel like you’re locked in a cycle of not enough? There’s good news! If you do something different with your money today, your financially tomorrow will be bright.
Although money in and of itself cannot buy happiness, the stress and strain of never having enough can have a major impact on the most important things in life such as relationships, health and mental well-being. That’s why getting to grips with your finances and breaking the chains of constant debt is the best thing you can do for yourself and your loved ones in 2020 and beyond.
Here at Real Pipe Dream you’ll find hints and tips, strategies and hacks to start breaking the cycle of not enough. You can also learn how to set some financial goals, no matter how much a financial pipe dream they may seem, and get that financial freedom you deserve.
I’m Marilyn, a 37-year old Essex girl currently living in Edinburgh. Join me as I document my journey toward buy my first home on one salary. You might want to buy your first home like me. Or perhaps you want to make sure you have enough put away to retire early or even start your own business. Whatever your financial goals are, you’re in good company because this community is here to cheer you on towards a better financial future.
Is getting on the property ladder just a pipe dream? All a dream needs to become a reality is a plan. Start saving towards your first home today and turn it into a real pipe dream.
The good news is that even in a financial downturn, improving your personal finances starts with you. You can decide to lower your outgoings and find ways to increase what’s coming in. Well done for taking step one towards a better financial future buy choosing to get some useful money strategies under your belt.
Being financially literate is a skill that can be learned just like anything else. Stay around to hear my two pence worth after seven years of learning how to manage money, save money and ultimately attempting to make more money to achieve my financial goals.
What is your financial pipe dream? Write it down. Take a good long look at it and take a step towards making it real.
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